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Measuring long tailed and surplus risk

Insurance economists and risk scientists are more familiar with the concepts of risk super and sub additivity in context of ...

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Strengthening the agricultural sector in Africa

I got back from my first client visit to Africa at the 5th Swiss Re Agriculture Insurance Roundtable in Nairobi ...

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Competing on umbrella premiums with technical bounds

Commercial insurers are competing actively for every large corporate insured’s premium. While writing competitive premium policies and setting up ...

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Three 1-in-1000 year floods in 2016 so far. What's going on?

Update: Since my original posting, there has now been another 1-in-1000 year rainfall event (the 4th in 2016), this time ...

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Olympics at risk from tropical cyclones?

If you have but a basic notion of global tropical cyclone risk and geography, then you know the answer: No ...

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Market conditions and product evolution

Visiting a couple of industry conferences and seminars in the last few months, including Swiss Re's 1st Catastrophe Knowledge ...

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I don't do well in the heat - soon neither will you

I'm a Scotsman who can't cope in the sun. I burn when it's 70 and cloudy. Can ...

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Resilience is everyone’s responsibility

The insurance industry is fully capable of meeting its obligations in the wake of the Fort McMurray fire, yet the ...

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Pasture lands in MX - insured against drought via satellites

Back in January this year a small group of my team together with our local partner ProAgro hit the road ...

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The innovation angle - managing 21st century risk

From experiment to prototype and commercial production…to refinement and improvement…such is the cycle of innovation. Innovation can be ...

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US hurricane landfall: A question of when, not if

In the year 2005, Facebook was a year old, YouTube was launched, and Twitter and Instagram were merely concepts in ...

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Bringing agriculture insurance to African farmers

Farming provides a living for two out of three people in Sub Saharan Africa. But when hail, floods, drought or ...

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Thinking of writing US flood? Read this, then read it again

Very few regions of the world can boast about such a detailed set of national flood maps as the United ...

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Consolidation, flood insurance, and the protection gap

In the first week of April, I had the good opportunity to travel to the Booth School of Business at ...

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Houston, we have a problem!

The recent storms in the Houston area have once again brought the topic of the Protection Gap to the front ...

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